Property Deposit Loans
Save Thousands And Secure Your Dream Home Faster
  • Lowest rates and fees
  • Funds within 8 hours to ensure no settlement penalties
  • Cheaper Than Lender’s Mortgage Insurance
  • Secured products available to reduce your interest rate
Your Credit Score Is NOT Affected Upon Applying

    Are you short on a deposit for your dream house?

    Want to avoid Lenders Mortgage Insurance (LMI) and save thousands in the process?» Advantages of Deposit Finance

    ​If you find your “Forever Home” but you are short on the necessary deposit, you do not have to wait and risk losing the property to another buyer.

    A Property Deposit Loan is generally more cost effective than paying LMI in the long run. This can save you thousands on interest repayments over the life of your mortgage!

    » How do I know whether a Property Deposit Loan is better than paying LMI?

    We can crunch the numbers with you and do a side by side comparison as to what you are better off with. The key focus is your overall repayments whilst ensuring that you can make your repayments during the life of the loan. ​

    » We pride ourselves with access to the best options in the market

    • Secured and Unsecured Available
    • Early Payments Options Available
    • No Monthly Fees
    • Fixed Low Rates
    • Same Day Pre-Approvals and Funding
    • 7 Year Loan Terms Available
    How It Works
    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
    Unconditional Approval (1-4 hrs)
    You’re approved and can receive the funds today!
    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise any future goals.

    Based on 82 reviews.
    Wayne Martin
    Wayne Martin
    Working with Dreamcather to finance my new car was super easy. They looked after everything and we’re super prompt with their service. They did such a good job. Highly recommend.
    Hope Bernard
    Hope Bernard
    Very satisfied customer Working with Joel was fast and efficient Will definitely refer to him and his company and will use the service again in the future!
    Holly Kelly
    Holly Kelly
    Wonderful and easy! Very happy with these guys🙂
    Selina Wilson
    Selina Wilson
    I was assisted by Joel in securing a new vehicle. This employee is a massive asset to the company and was extremely polite, friendly and patient with me through the whole process. I am very pleased with the assistance I received and have already started spreading the word.
    Sammy Wilson
    Sammy Wilson
    This company are lovely and the people I got to deal with are amazing
    Tracy-lee Fallon
    Tracy-lee Fallon
    Such an amazing quick process , with guidance couldn’t recommend more ☺️
    Shaneen Cannon
    Shaneen Cannon
    Big THANK YOU to Joel @ Dreamcatcher Finance for helping me and my family find our perfect second car. Joel made the whole process from start to settlement very smooth and stress free. We absolutely love our car, keep up the great work Dreamcatcher Finance 🙂 🙂
    Samantha van-Ross
    Samantha van-Ross
    Made my first experience very easy and stress free!
    Luke Wells
    Luke Wells
    Very fast and friendly service!
    Sam L
    Sam L
    This was my first time purchasing a car and I was in need of finance. Joel was extremely helpful, professional and patient and I am very happy with the outcome.
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.