Property Deposit Loans
Save Thousands And Secure Your Dream Home Faster
  • Lowest rates and fees
  • Funds within 8 hours to ensure no settlement penalties
  • Cheaper Than Lender’s Mortgage Insurance
  • Secured products available to reduce your interest rate
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    Are you short on a deposit for your dream house?

    Want to avoid Lenders Mortgage Insurance (LMI) and save thousands in the process?» Advantages of Deposit Finance

    ​If you find your “Forever Home” but you are short on the necessary deposit, you do not have to wait and risk losing the property to another buyer.

    A Property Deposit Loan is generally more cost effective than paying LMI in the long run. This can save you thousands on interest repayments over the life of your mortgage!

    » How do I know whether a Property Deposit Loan is better than paying LMI?

    We can crunch the numbers with you and do a side by side comparison as to what you are better off with. The key focus is your overall repayments whilst ensuring that you can make your repayments during the life of the loan. ​

    » We pride ourselves with access to the best options in the market

    • Secured and Unsecured Available
    • Early Payments Options Available
    • No Monthly Fees
    • Fixed Low Rates
    • Same Day Pre-Approvals and Funding
    • 7 Year Loan Terms Available
    How It Works
    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
    Unconditional Approval (1-4 hrs)
    You’re approved and can receive the funds today!
    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise any future goals.

    Based on 65 reviews.
    Raelene
    2022-07-11
    Verified
    First time applying for a personal loan and I am so grateful for Krystina and Joel! Amazing service, they're thorough, knowledgeable and a team you can trust to get the job done.
    Jake Whyte
    2022-07-11
    Verified
    Joel is the man. You got my number come round for a few! Great first experience. Really helpful and respectful to my circumstances. 100% recommend
    Rebecca Pedersen
    2022-07-07
    Verified
    Absolutely amazing couldn’t have asked for a better finance company have been absolutely wonderful in helping me and my family get a car I highly recommend them
    James Ptolomey
    2022-06-29
    Verified
    Jade Honner
    2022-06-03
    Verified
    Absolutely perfect!! Couldn't fault! Done so quickly!
    Lisa Allan
    2022-06-01
    Verified
    Joel, was absolutley AMAZING!!! to do business with, he is friendly, professional and provided me with exemplary service! I would absolutely recommend him to for all of your financial needs! Thank you once again for assisting me.
    Mariuz Horn
    2022-05-30
    Verified
    What can I say about Dreamcatcher Finance.... Its easy actually , Joel was very professional , great to work with and this service was fantastic. Highly recommend them.
    Andrew Kemp
    2022-05-26
    Verified
    Genevieve Mullins
    2022-05-25
    Verified
    5 stars definitely for Joel. Its not often I can say outstanding service from start to finish. From day 1 of submitting my application, Joel was the consumate professional. Attentive, knowledgeable, and ever so helpful. Thank You again Joel.
    Alisha Frith
    2022-05-13
    Verified
    Joel was amazing. From start to finish, professional, friendly and extremely prompt. Nothing was too hard. He went above and beyond. Highly recommended
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.