Property Deposit Loans
Save Thousands And Secure Your Dream Home Faster
  • Lowest rates and fees
  • Funds within 8 hours to ensure no settlement penalties
  • Cheaper Than Lender’s Mortgage Insurance
  • Secured products available to reduce your interest rate
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    Are you short on a deposit for your dream house?

    Want to avoid Lenders Mortgage Insurance (LMI) and save thousands in the process?» Advantages of Deposit Finance

    ​If you find your “Forever Home” but you are short on the necessary deposit, you do not have to wait and risk losing the property to another buyer.

    A Property Deposit Loan is generally more cost effective than paying LMI in the long run. This can save you thousands on interest repayments over the life of your mortgage!

    » How do I know whether a Property Deposit Loan is better than paying LMI?

    We can crunch the numbers with you and do a side by side comparison as to what you are better off with. The key focus is your overall repayments whilst ensuring that you can make your repayments during the life of the loan. ​

    » We pride ourselves with access to the best options in the market

    • Secured and Unsecured Available
    • Early Payments Options Available
    • No Monthly Fees
    • Fixed Low Rates
    • Same Day Pre-Approvals and Funding
    • 7 Year Loan Terms Available
    How It Works
    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
    Unconditional Approval (1-4 hrs)
    You’re approved and can receive the funds today!
    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise any future goals.

    Based on 107 reviews.
    Margaux Montemayor
    Margaux Montemayor
    2023-07-27
    Joel and the team are very friendly and prossional. My experience was phenomenal.
    Steve Wells
    Steve Wells
    2023-07-27
    Staff were very helpful and fast to assist. Everything was smooth and easy. They were understanding of my financial situation. It all got sorted and money was in my account in less than a day. Would definitely reccomend.
    Maddy Benning
    Maddy Benning
    2023-07-24
    Great and fast service! Highly recommend 😊
    Karlene Guy
    Karlene Guy
    2023-06-28
    Absolutely amazing service from Joel, Even on weekend to get my loan happening and sorted . I appreciate everything he has done and gave me a chance to get my first car when nobody else would .
    Stacee Natt
    Stacee Natt
    2023-06-26
    Thanks Joel for helping me with my loan from start to finish. Definitely recommend using Joel
    Jacinta
    Jacinta
    2023-06-19
    I highly recommend dream catcher finance too anyone looking too get car finance. Joel and his team have been absolutely amazing from beginning too end of getting my finance sorted. Joel went above and beyond too make sure everything was suited too what I needed and wanted. I am truly thankful for dreamcatcher finance as they made it possible for me too get a new car for my boys!!
    Crystal Upson
    Crystal Upson
    2023-06-14
    I would highly recommend dreamcatcher finance to anyone and thanks to Joel for helping me get my new car. A big fat thank you to dreamcatcher finance 😁😁😁😁😁😁😁
    Emily hobby
    Emily hobby
    2023-06-12
    Quick response and everything was done so quick and easy, I highly recommend!
    abbie fogg
    abbie fogg
    2023-05-23
    My first ever finace for a car and it was so quick and easy. I would like to thank Joel for all the help and making it so easy for me. 🙂
    Santana Poutu
    Santana Poutu
    2023-05-23
    Couldn't recommend Joel and the team at dreamcatcher finance in a higher regard. Absolutely amazing! Helpful, friendly, easy going and above all very professional. Not even a week from (including the weekend) enquiry, did it take, for me to be driving away in my new car. The team was very efficient, had warranty and insurance added. Sorted at the best rate with the best insurance company. Couldn't be happier with the service they provided. Happy and thankful is an understatement. Keep up the great work!
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.