Property Deposit Loans

Save Thousands And Secure Your Dream Home Faster

  • Lowest rates and fees
  • Funds within 8 hours to ensure no settlement penalties
  • Cheaper Than Lender’s Mortgage Insurance
  • Secured products available to reduce your interest rate
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    Are you short on a deposit for your dream house?

    Want to avoid Lenders Mortgage Insurance (LMI) and save thousands in the process?» Advantages of Deposit Finance

    ​If you find your “Forever Home” but you are short on the necessary deposit, you do not have to wait and risk losing the property to another buyer.

    A Property Deposit Loan is generally more cost effective than paying LMI in the long run. This can save you thousands on interest repayments over the life of your mortgage!

    » How do I know whether a Property Deposit Loan is better than paying LMI?

    We can crunch the numbers with you and do a side by side comparison as to what you are better off with. The key focus is your overall repayments whilst ensuring that you can make your repayments during the life of the loan. ​

    » We pride ourselves with access to the best options in the market

    • Secured and Unsecured Available
    • Early Payments Options Available
    • No Monthly Fees
    • Fixed Low Rates
    • Same Day Pre-Approvals and Funding
    • 7 Year Loan Terms Available
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    How It Works
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    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
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    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
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    Unconditional Approval (1-4 hrs)
    You’re approved and can receive the funds today!
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    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise any future goals.

    Excellent
    Based on 122 reviews
    Alena Novo
    Alena Novo
    19/12/2023
    Joel & Krystina were phenomenal in helping me secure a vehicle. They were very quick and efficient. Communication with them was a delight as you don't get very many people that get back to you straight away. It took about a week from my initial enquiry to settlement being made. The whole process was an absolute breeze. Could not recommend Dreamcatcher Finance highly enough. Thank you, Joel & Krystina.
    Tanya Yates
    Tanya Yates
    15/12/2023
    My experience with Dreamcatcher Finance was amazing and very personalised, which has become rare!! Joel was so helpful, friendly and professional. My expectations were far exceeded. I highly recommend Dreamcatcher, thank you so much Joel..
    Montana Clark
    Montana Clark
    04/12/2023
    Highly recommend dreamcatcher finance, after being declined after decline they helped me into being accepted! And Joel has been a pleasure to work with through out the whole experience. so I thank Joel and the team!
    Chayce Fox
    Chayce Fox
    01/12/2023
    Joel was absolutely fantastic! I could not recommend Joel enough to anyone requiring a loan that doesn’t really understand the process and needs someone to trust! No matter the time of day, Joel would reply instantly and communicated flawlessly throughout the whole process! I’d give him more stars if I could!
    Danielle Larsen
    Danielle Larsen
    19/11/2023
    I am so happy and so grateful that I chose Dreamcatcher Finance to help me with my car loan. I'm a single mum with two casual jobs, so after being declined by two other reputed finance brokers I was feeling defeated. Joel at DF was so friendly and helpful - for someone like me who has bad phone anxiety and has never applied for a loan or bought a car, he made the whole process so easy for me and I was very comfortable working with him. The application was so simple and easy after just one phone call with Joel and I had an approval within 24 hours, compared to the other two companies where it took DAYS just to get through the application process and another few days for a response. The communication was fantastic, Joel was always very quick to respond through email, I never had to wait more than 30 minutes - even on the weekend! He even helped by suggesting cars when I told him what I was looking for. Once I found my car he went to work and within two days the whole thing was settled. I was almost sad it was over! Joel was just so wonderful to work with - friendly, knowledgeable and what I loved most is that he wasn't pushy like a lot of other finance brokers were. I just can't say enough about how great Joel and the DF team are and I HIGHLY recommend them!
    Beth Prestwood
    Beth Prestwood
    14/11/2023
    Could not recommend Dream catcher Finance enough! As a young adult getting finance for my first car, it was made easy, efficient and stress free, and I was driving away with my new car in less than a week!
    Ally Brown
    Ally Brown
    09/11/2023
    I would highly recommend Joel for your next finance. Very Patient, super quick an easy! Great service 😁
    Jody Yates
    Jody Yates
    30/10/2023
    Cannot recommend Joel enough. Thoughtful, kind and very patient. Spoke to me not at me and was very understanding. And secured me a great loan for a much needed car.
    Jessica Menzies
    Jessica Menzies
    03/10/2023
    Process was quick and easy, Krystina and Joel were both fantastic, they kept in touch and let me know what was happening every step of the way.
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.