Bad Credit Car Loans
Bad Credit? Good Approval!
  • Unpaid & Paid Defaults
  • Existing Payday/Short-term Loans
  • Ex-bankrupts + Discharged Bankrupts
  • Current Part 9 Debt Agreements
  • 100% Centrelink Income
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    How It Works
    Apply online (5 min)
    It takes roughly 5 minutes to complete our fast track form
    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
    Unconditional Approval (1-4 hrs)
    You’re approved and can choose the car you desire
    Drive Away! (1-24 hrs)
    After signing your loan settles and you can drive away!
    Real Solutions For Real People

    We pride ourselves with making difficult approvals easy. With our experience with bad credit, we can understand your story and your point of view. As a result, we ensure your best chances for finance approval, which is partnered with our ability to think outside the box. Our specialists secure approvals on a regular basis, where other brokers and lenders have failed. With this in mind, we offer higher approval rates for bad credit applicants.

    » We are dedicated to securing your personalised loan approval

    • 2 to 7 Year Loan Terms
    • No Deposit
    • Same Day Pre-Approvals
    • No Early Termination Fee Options
    • All Vehicles Accepted
    • Business Use Available
    Your Story Is Our Solution

    » We Believe In Second Chances

    Your past is not your future. As life goes on, circumstances can change for the better. We focus on your positives instead of your negatives.

    » Flexible Solutions Tailored For You

    With over 60 lenders available, we pride ourselves with not only having the most flexible solutions but also the experts who can make it happen.
    Our team have helped out those previously refused or declined by their bank and other brokers.

    » Long-term Solutions For You

    To maintain your credit score, engaging us for pre-approval doesn’t impact your credit score. In fact, we can help you with tips and tricks to improve your credit. As a result, our advice can increase your chances of finance approval for the future.

    Based on 65 reviews.
    Raelene
    2022-07-11
    Verified
    First time applying for a personal loan and I am so grateful for Krystina and Joel! Amazing service, they're thorough, knowledgeable and a team you can trust to get the job done.
    Jake Whyte
    2022-07-11
    Verified
    Joel is the man. You got my number come round for a few! Great first experience. Really helpful and respectful to my circumstances. 100% recommend
    Rebecca Pedersen
    2022-07-07
    Verified
    Absolutely amazing couldn’t have asked for a better finance company have been absolutely wonderful in helping me and my family get a car I highly recommend them
    James Ptolomey
    2022-06-29
    Verified
    Jade Honner
    2022-06-03
    Verified
    Absolutely perfect!! Couldn't fault! Done so quickly!
    Lisa Allan
    2022-06-01
    Verified
    Joel, was absolutley AMAZING!!! to do business with, he is friendly, professional and provided me with exemplary service! I would absolutely recommend him to for all of your financial needs! Thank you once again for assisting me.
    Mariuz Horn
    2022-05-30
    Verified
    What can I say about Dreamcatcher Finance.... Its easy actually , Joel was very professional , great to work with and this service was fantastic. Highly recommend them.
    Andrew Kemp
    2022-05-26
    Verified
    Genevieve Mullins
    2022-05-25
    Verified
    5 stars definitely for Joel. Its not often I can say outstanding service from start to finish. From day 1 of submitting my application, Joel was the consumate professional. Attentive, knowledgeable, and ever so helpful. Thank You again Joel.
    Alisha Frith
    2022-05-13
    Verified
    Joel was amazing. From start to finish, professional, friendly and extremely prompt. Nothing was too hard. He went above and beyond. Highly recommended
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.