Bad Credit? Good Approval!

Bad Credit Car Loans
Unpaid & Paid Defaults
Ex-bankrupts & Discharged Bankrupts
Current Part 9 Debt Agreements

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Your Credit Score Is NOT Affected Upon Applying

How Our Bad Credit Car Loans Work

Apply online (5 min)

It takes roughly 5 minutes to complete our fast track form

Documents Request (5 min)

We’ll request some basic documents to verify your income and ID

Unconditional Approval (1-4 hrs)

You’re approved and can choose the car you desire

Drive Away! (1-24 hrs)

After signing your loan settles and you can drive away!

Real Bad Credit Car Loans For Real People

We pride ourselves with making difficult approvals easy. With our experience with bad credit, we can understand your story and your point of view. As a result, we ensure your best chances for finance approval, which is partnered with our ability to think outside the box. Our specialists secure approvals for impaired credit car loans on a regular basis, where other brokers and lenders have failed. With this in mind, we offer higher approval rates for bad credit applicants.

» We are dedicated to securing your personalised loan approval

No Deposit Finance for bad credit car loans
Same Day Pre-Approvals
No Early Termination Fee Options
All Vehicles Ages Accepted
Business Use Available

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Your Story Is Our Solution

» We Believe In Second Chances

Your past is not your future. As life goes on, circumstances can change for the better. We focus on your positives instead of your negatives.

» Flexible Solutions Tailored For You

With over 70 lenders available, we pride ourselves with not only having the most flexible impaired credit car loans but also the experts who can make it happen.
Our team has helped out those previously refused or declined by their bank and other brokers.

» Long-term Solutions For You

To maintain your credit score, engaging us for pre-approval doesn’t impact your credit score. In fact, we can help you with tips and tricks to improve your credit. As a result, our advice can increase your chances of finance approval for the future.

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Why Partner With Dreamcatcher Finance?

At Dreamcatcher Finance, we attend to every individual with bad credit and ensure they get a finance solution (subject to credit criteria and guidelines) that best suits their dreams and unique financial profile. Our goal is to help you secure a car loan with a highly competitive interest rate and flexible repayment structure. Here are a few more reasons why you should partner with us for bad credit car loans:

Personalised structuring of cars loans with bad credit
Flexible repayment terms and competitive rates
Hassle-free loan application and fast approval
Ongoing support with repayments

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Reviews From Our Customers

Dreamcatcher Finance

5.0

Based on 164 reviews

Simon K.

07:30 26 Feb 25

Super easy to deal with, would certainly recommend

Priscilla W.

00:03 20 Feb 25

Amazing company, extremely helpful and even with my own doubts due they got me approved & into my brand new car! Thanks for everything 🎉

Lauren W.

05:17 13 Feb 25

Joel was absolutely amazing and was very responsive. He talked me through every step of the way and if I didn't understand something he was able to clarify what else was needed.100% would reccomened

Darralyn U.

04:38 11 Feb 25

Absolute pleasure to work with these guys! Nothing but respect and gratitude for them for helping me out. Thanks again

Brooke F.

05:41 25 Nov 24

Joel & Krystina have been a pleasure with helping me finance my first car. Made it a smooth process & I was able to get approved, pick car and settle within a week. Would recommend to friends & family.

Samuel N.

07:29 14 Nov 24

The whole process from Joel and the team has been so easy and really quick, my wife applied and drove away in her new car in a few days! Nothing was too much trouble! We can’t thank you and your team enough

Natalie P.

05:35 01 Oct 24

Joel and the team have been absolutely exceptional to deal with, made it such an easy process from start to end. Couldn’t recommend them enough!

Ali Akbar M.

02:41 02 Sep 24

Thank you Dreamcatcher team for an excellent support, Joel is an excellent Broker, great communication, easy, understanding and prompt replies. Communication all through the process made it so easy in achieving my loan to getting my new car. If you need assistance for any financial help get in touch with Dreamcatcher finance and Joel. Thank you again for your help.

Ready To Get Started?

Apply online now and one of our lending specialists will be in contact with you.

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