Debt Consolidation
Debt Solutions
Tailored For You
  • No fee options available
  • No early termination fee options available
  • Lowest rates and fees
  • Reduce your interest rate with our secured options
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    How It Works
    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
    Unconditional Approval (1-4 hrs)
    You’re approved and can receive funds to consolidate your debts!
    Reach Your Financial Goals Easier & Faster

    » What is Debt Consolidation?

    Debt consolidation will allow you to roll all your commitments into a single loan. Any form of commitments can be combined into one including but not limited to credit cards, personal loans, and vehicle finance. This will allow you to manage your finances easier and plan for any future goals and objectives.

    » Will Debt Consolidation benefit me? ​

    We can crunch the numbers with you and do a side by side comparison about your prospective repayments. The key focus is placing you in a better position than you are currently in with your existing debt.

    » ​How Debt Consolidation can benefit you

    Easier to manage just one payment – instead of several. It can get overbearing dealing with multiple payments at once which means running the risk of missing payments.​

    To reduce your regular repayments – If your repayments are overwhelming you, there are avenues available to spread your repayments out over a longer span of time to give you extra breathing room.

    To reduce your overall interest payments – We may be able to secure a better interest rate for you which can reduce your overall interest repayments.

    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise your future goals.

    Based on 56 reviews.
    Sam Johnson
    2022-05-11
    Verified
    If you're going to read a single review about Dreamcatcher Finance, let it be this one. Joel has exceeded all expectation when I thought I had no options left. Being a new immigrant with limited work history and thus a low credit score had left me with very few options in terms of vehicle finance, I had been promised the earth from many lenders and brokers only to have my credit score tarnished further and still no vehicle. In a last ditch effort I googled one last time and came across Dreamcatcher Finance, gave Joel a call and from then on the experience has been incredible, very realistic time frames and frequent updates. Joel has been an absolute professional throughout the whole process, he never made any false promises and more than over delivered. If you're looking for a compassionate, understanding and dedicated broker, look no further. Thank you Joel.
    Ashleigh Ford
    2022-05-06
    Verified
    Absolutely amazing went above and beyond I would highly recommend 🙂
    Phillip Otton
    2022-05-05
    Verified
    Amazing to deal , will be using Dream catcher in the future , very fast on answering and getting finance .
    Nikko Gilbert
    2022-05-03
    Verified
    Joel is a miracle worker. He did what I thought was impossible. I don't have a great credit rating but Joel went above and beyond to get me the loan I wanted and it wasn't no reduced amount, it was the exact amount I wanted for my car Loan. If you aren't sure about loans or think you would have trouble getting that loan you want, I highly recommend paying the extra and getting Joel to do the work for you. If he can't do it then no one can in my honest opinion. Thank you from the heart Joel.
    Levi Anderson
    2022-04-26
    Verified
    Joel was absolutely amazing. Helped me throughout the whole process would recommend to anyone needing finance
    Jade Laing
    2022-04-19
    Verified
    Couldn't recommend more 👌 Fabulous & quick (even over the easter weekend). Extremely helpful & happy to answer all questions
    Hayley Paulson
    2022-04-06
    Verified
    Thankyou so much Joel, absolute legend. I’m so Glad I’ve gone through Dreamcatcher I don’t know what I would’ve done with out you. Thankyou thankyou heaps
    Heather McCabe
    2022-04-06
    Verified
    fast prompt and very friendly service. Nothing seemed to be a problem. thankyou
    ariunbold mashbat
    2022-04-04
    Verified
    I am very grateful for Joel and his team and their partners. He is friendly and helped me through this tough time. If you are looking for a finance, this is a place you should go. They will help you definitely. Again thanks for Joel.
    Wenz Waddell
    2022-03-23
    Verified
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.