Debt Consolidation

Debt Solutions
Tailored For You

  • No fee options available
  • No early termination fee options available
  • Lowest rates and fees
  • Reduce your interest rate with our secured options
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    How It Works
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    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
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    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
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    Unconditional Approval (1-4 hrs)
    You’re approved and can receive funds to consolidate your debts!

    Reach Your Financial Goals Easier & Faster

    » What is Debt Consolidation?

    Debt consolidation will allow you to roll all your commitments into a single loan. Any form of commitments can be combined into one including but not limited to credit cards, personal loans, and vehicle finance. This will allow you to manage your finances easier and plan for any future goals and objectives.

    » Will Debt Consolidation benefit me? ​

    We can crunch the numbers with you and do a side by side comparison about your prospective repayments. The key focus is placing you in a better position than you are currently in with your existing debt.

    » ​How Debt Consolidation can benefit you

    Easier to manage just one payment – instead of several. It can get overbearing dealing with multiple payments at once which means running the risk of missing payments.​

    To reduce your regular repayments – If your repayments are overwhelming you, there are avenues available to spread your repayments out over a longer span of time to give you extra breathing room.

    To reduce your overall interest payments – We may be able to secure a better interest rate for you which can reduce your overall interest repayments.

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    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise your future goals.

    Excellent
    Based on 122 reviews
    Michael Goodman
    Michael Goodman
    01/03/2024
    Thank you Joel and Krystina for working tirelessly behind the scenes, without you I don't know where I would find the time to make this possible. For those looking for a Broker, look no further Dreamcatcher Finance will make your Dreams reality. Thanks again Joel been a pleasure working with you.
    Casey Blennerhassett
    Casey Blennerhassett
    05/02/2024
    I personally dealt with Joel and found him to so helpful and easy to work with. No one likes sharing credit history or providing income information but he made the process one of ease. I would recommend them for anyone and also appreciate the hard work they did to get me (NOT so perfect credit history) approved Thanks
    Chloe Meldrum
    Chloe Meldrum
    02/02/2024
    Honestly recommend dreamcatcher to anyone and everyone so quick and easy and got approval within 24 hours and a car within 48 hours! Couldn't be more happier thank you again Joel!!!
    Zoe Kimberley
    Zoe Kimberley
    24/01/2024
    Joel was fantastic to deal with and he made my dreams come true!!
    Moses Moananu
    Moses Moananu
    15/01/2024
    My wife and I thank Krystina and Joel for all their help with securing finance for our new car! They pushed hard to help give us a chance securing finance to get a bigger vehicle for our growing family, and we managed to go from application to settlement in just 3 days! Extremely prompt responses from their team and we are so grateful for all their efforts. Would definitely recommend their team. Thank you!
    Alena Novo
    Alena Novo
    19/12/2023
    Joel & Krystina were phenomenal in helping me secure a vehicle. They were very quick and efficient. Communication with them was a delight as you don't get very many people that get back to you straight away. It took about a week from my initial enquiry to settlement being made. The whole process was an absolute breeze. Could not recommend Dreamcatcher Finance highly enough. Thank you, Joel & Krystina.
    Tanya Yates
    Tanya Yates
    15/12/2023
    My experience with Dreamcatcher Finance was amazing and very personalised, which has become rare!! Joel was so helpful, friendly and professional. My expectations were far exceeded. I highly recommend Dreamcatcher, thank you so much Joel..
    Montana Clark
    Montana Clark
    04/12/2023
    Highly recommend dreamcatcher finance, after being declined after decline they helped me into being accepted! And Joel has been a pleasure to work with through out the whole experience. so I thank Joel and the team!
    Chayce Fox
    Chayce Fox
    01/12/2023
    Joel was absolutely fantastic! I could not recommend Joel enough to anyone requiring a loan that doesn’t really understand the process and needs someone to trust! No matter the time of day, Joel would reply instantly and communicated flawlessly throughout the whole process! I’d give him more stars if I could!
    Danielle Larsen
    Danielle Larsen
    19/11/2023
    I am so happy and so grateful that I chose Dreamcatcher Finance to help me with my car loan. I'm a single mum with two casual jobs, so after being declined by two other reputed finance brokers I was feeling defeated. Joel at DF was so friendly and helpful - for someone like me who has bad phone anxiety and has never applied for a loan or bought a car, he made the whole process so easy for me and I was very comfortable working with him. The application was so simple and easy after just one phone call with Joel and I had an approval within 24 hours, compared to the other two companies where it took DAYS just to get through the application process and another few days for a response. The communication was fantastic, Joel was always very quick to respond through email, I never had to wait more than 30 minutes - even on the weekend! He even helped by suggesting cars when I told him what I was looking for. Once I found my car he went to work and within two days the whole thing was settled. I was almost sad it was over! Joel was just so wonderful to work with - friendly, knowledgeable and what I loved most is that he wasn't pushy like a lot of other finance brokers were. I just can't say enough about how great Joel and the DF team are and I HIGHLY recommend them!
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.