Property Deposit Loans

Save Thousands And Secure Your Dream Home Faster

  • Lowest rates and fees
  • Funds within 8 hours to ensure no settlement penalties
  • Cheaper Than Lender’s Mortgage Insurance
  • Secured products available to reduce your interest rate
APPLY NOW
Your Credit Score Is NOT Affected Upon Applying

    Are you short on a deposit for your dream house?

    Want to avoid Lenders Mortgage Insurance (LMI) and save thousands in the process?» Advantages of Deposit Finance

    ​If you find your “Forever Home” but you are short on the necessary deposit, you do not have to wait and risk losing the property to another buyer.

    A Property Deposit Loan is generally more cost effective than paying LMI in the long run. This can save you thousands on interest repayments over the life of your mortgage!

    » How do I know whether a Property Deposit Loan is better than paying LMI? ​

    We can crunch the numbers with you and do a side by side comparison as to what you are better off with. The key focus is your overall repayments whilst ensuring that you can make your repayments during the life of the loan. ​

    » We pride ourselves with access to the best options in the market

    • Secured and Unsecured Available
    • Early Payments Options Available
    • No Monthly Fees
    • Fixed Low Rates
    • Same Day Pre-Approvals and Funding
    • 7 Year Loan Terms Available
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    How It Works
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    Apply online (5 min)
    It takes around 5 minutes to complete our fast track form
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    Documents Request (5 min)
    We’ll request some basic documents to verify your income and ID
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    Unconditional Approval (1-4 hrs)
    You’re approved and can receive the funds today!
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    Your Story Is Our Solution

    » We Deal With Real People

    We make sure we assist you to achieve what you desire, as well as help you to pay less and avoid any early termination fees.

    » Flexible Solutions Tailored For You

    We have over 60 lenders on board and we pride ourselves with having the best solutions for our customers.
    Even if you have been refused a loan elsewhere, come see us, we will try make it happen.

    » Long-term Solutions For You

    As former bankers, we will offer you trips and tricks to improve your credit score which will improve your chances of future credit approval. This way, you don’t have to compromise any future goals.

    Excellent
    Based on 122 reviews
    Holly Watts
    Holly Watts
    23/04/2024
    Joel from dream catcher finance was absolutely awesome. Always replying and keeping us in the loop. Such a quick process from start to finish. Thanks a million joel
    Carolyn mcNicholas
    Carolyn mcNicholas
    19/04/2024
    This is my 2nd time with Dreamcatcher. Again I highly recommend and trust Joel with getting me the best loan that he can. I was pressured when buying my recent car to get dealership finance but I refused and got a better deal with Joel. I’m very happy to go to Joel at dreamcatcher for all of my finance requirements. My experience with Joel from Dreamcatcher was very positive and stress free. Joel is very knowledgeable. He navigated my loan professionally and effectively. He helped me get my dream car. I would recommend Dreamcatcher as your first call for car financing.
    Eryne Willie
    Eryne Willie
    12/04/2024
    One of the workers named Joel helped me a lot throughout my contract. He was very patient and kept me in the loop. Above all, very good customer service.
    Audrey V
    Audrey V
    03/04/2024
    From beginning to end communication was exceptional and process was smooth. If you need a second chance, Joel will make it happen. Keep up the great work !
    Dj Mackenzie
    Dj Mackenzie
    29/03/2024
    Couldn’t recommend Joel and the dreamcatcher team enough. If I could give more stars I would! Joel went more than above and beyond to be the only one/ company to give me the chance to achieve my much needed new car when no one else would. I am so appreciative of him and the team.
    Michael Goodman
    Michael Goodman
    01/03/2024
    Thank you Joel and Krystina for working tirelessly behind the scenes, without you I don't know where I would find the time to make this possible. For those looking for a Broker, look no further Dreamcatcher Finance will make your Dreams reality. Thanks again Joel been a pleasure working with you.
    Casey Blennerhassett
    Casey Blennerhassett
    05/02/2024
    I personally dealt with Joel and found him to so helpful and easy to work with. No one likes sharing credit history or providing income information but he made the process one of ease. I would recommend them for anyone and also appreciate the hard work they did to get me (NOT so perfect credit history) approved Thanks
    Chloe Meldrum
    Chloe Meldrum
    02/02/2024
    Honestly recommend dreamcatcher to anyone and everyone so quick and easy and got approval within 24 hours and a car within 48 hours! Couldn't be more happier thank you again Joel!!!
    Zoe Kimberley
    Zoe Kimberley
    24/01/2024
    Joel was fantastic to deal with and he made my dreams come true!!
    Ready To Get Started?
    Apply online now and one of our lending specialists will be in contact with you.
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